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Yit = credit card debt, installment debt, Equifax Risk Score, late payments, foreclosure Prior = 1 if two years prior to baseline period (origination), 0 otherwise Post = 1 if after baseline period (origination), 0 otherwise Channel= dummy indicators for HELOC, FIRST, HELOAN and SECOND ... Retrieve Content
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The assumed credit score is 720. Therefore, on a $100,000 5/1 ARM (30 Year) mortgage with an initial interest rate of 3.50% and an APR of 4.773%, where the interest rate adjusts annually with a maximum of 2% points up or down and will never exceed 6% points above or below the initial APR, a payment example ... Retrieve Document
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FICO® Bankcard Score, v1 Score Range Min Score Range Max Cumulative % 633 637 37% 638 642 38% 643 647 39% 648 651 40% 652 656 41% 657 661 42% 662 666 43% 667 671 44% 672 675 45% ... Retrieve Doc
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An example of the reverse side of a typical credit card: Green circle #1 labels the Magnetic stripe A magnetic stripe card is a type of card capable of storing data by modifying the magnetism of tiny iron-based magnetic particles on a band of magnetic material on the card. ... Read Article
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